How to use DivvyUp
Everything you can do from WhatsApp β create a pool, log expenses, record payments, group up, and settle fairly. Five short steps and a set of example commands you can copy straight into the chat.
Create or join a pool
A pool is the shared tab for one trip. One person creates it and shares the six-character code; everyone else joins from WhatsApp β no app to download.
join BALI24Join an existing pool with its code
Tip: Do not have a code yet? Create a pool in under a minute, then paste the code into your group chat so everyone can join.
Log expenses
Send a photo of a receipt and AI reads the merchant, total, and currency for you. Prefer to type? Just describe the expense. Amounts in another currency are converted to your pool's base currency automatically.
Beers $15Type a quick expense β description and amountDinner at Ocha 68β¬Foreign currency is converted automaticallyπ· (send a receipt photo)AI extracts the merchant, total, and currency@bali Taxi $24In more than one pool? Prefix with @poolname to pick which
Tip: The @poolname prefix only matters if you belong to several pools at once β it tells DivvyUp which trip the expense belongs to.
Record settlements
Paid someone back in cash or by transfer? Tell DivvyUp so it updates the balances. Settlements are payments between members, kept separate from trip expenses.
paid Bob $50Records that you paid Bob 50 β clears part of what you owe
Tip: Record settlements as they happen so the who-owes-whom figures stay accurate right up to the final reckoning.
Group with someone and set share weights
Couples and families can group together so their expenses combine and they settle as one unit. Share weights let each member carry a fair portion β handy for a couple, or someone travelling with a child.
group with SarahLink your account with Sarah's so you settle together
Tip: Every member has a share weight (default 1.0). Bump it to 1.5 for someone travelling with a kid, so shared costs split by real household size instead of a flat headcount.
Get your summary and open the dashboard
Ask for a summary any time to see the running total and who owes whom. DivvyUp replies with the headline numbers and a link to a live, shareable dashboard with categories and settlements.
balanceGet the current total and a link to the live dashboard
Tip: The dashboard link is shareable β drop it in your group chat so everyone can watch the totals update in real time.
Good to know
Do I need to download an app?οΌ
No. DivvyUp works entirely inside WhatsApp β you add it as a contact and send messages. Everyone in your group uses the app they already have.
What if the AI reads a receipt wrong?οΌ
It is accurate on most receipts, but if a total or merchant looks off you can simply send a corrected expense as text. Nothing is set in stone.
How does currency conversion work?οΌ
Each pool has a base currency you pick when you create it. Log an expense in any currency and DivvyUp converts it to the base currency so every balance is comparable.
Can I be in more than one pool?οΌ
Yes. If you belong to several pools, prefix an expense with @poolname β for example @bali Taxi $24 β to tell DivvyUp which trip it belongs to.
Ready to try it on your next trip?
Create a pool, share the join code with your group, and log your first expense in about thirty seconds.
Create your pool