How to use DivvyUp

A pool is the shared tab for one trip. One person creates it and shares the six-character code; everyone else joins from WhatsApp — no app to download.

• join BALI24Join an existing pool with its code

Tip: Do not have a code yet? Create a pool in under a minute, then paste the code into your group chat so everyone can join.

Send a photo of a receipt and AI reads the merchant, total, and currency for you. Prefer to type? Just describe the expense. Amounts in another currency are converted to your pool's base currency automatically.

• Beers $15Type a quick expense — description and amount
• Dinner at Ocha 68€Foreign currency is converted automatically
• 📷 (send a receipt photo)AI extracts the merchant, total, and currency
• $10 personalPeel a personal amount off your last receipt so it is not split
• @bali Taxi $24In more than one pool? Prefix with @poolname to pick which

Tip: Something on the bill was just yours? Reply $10 personal right after logging it and DivvyUp keeps that amount out of the shared split. The @poolname prefix only matters if you belong to several pools at once — it tells DivvyUp which trip the expense belongs to.

Paid someone back in cash or by transfer? Tell DivvyUp so it updates the balances. Settlements are payments between members, kept separate from trip expenses. You can log your own payment, someone else's, or let DivvyUp walk you through it.

• paid Bob $50You paid Bob 50 — clears part of what you owe
• Anna paid Bob 120Log a payment between two other members
• Bob paid me 40Record money someone paid you
• settleNo details? DivvyUp asks who you paid and how much

Tip: Record settlements as they happen so the who-owes-whom figures stay accurate right up to the final reckoning.

Couples and families can group together so their expenses combine and they settle as one unit. The other person confirms the link, and either of you can leave later. Share weights let each member carry a fair portion — handy for a couple, or someone travelling with a child.

• group with SarahAsk to link your account with Sarah's so you settle together
• yesAccept a group request someone sent you (or no to decline)
• ungroupLeave your group and go back to settling solo
• set my share to 1.5Carry a bigger portion — e.g. travelling with a kid

Tip: Every member has a share weight (default 1.0). Bump it to 1.5 for someone travelling with a kid, so shared costs split by real household size instead of a flat headcount.

Got a total or merchant wrong, or want to split a single receipt line-by-line? Ask for your receipts and DivvyUp sends a private link to edit them on the web — no need to re-type anything.

• editGet a private link to review and edit your own receipts
• receiptsSame thing — opens your receipt manager on the web

Tip: On the receipt page you can correct the merchant, amount, category, or currency, break a bill into line items, and tick individual items as personal so they stay out of the shared split. The link is yours alone and works for 24 hours.

Ask for a summary any time to see the running total and who owes whom. DivvyUp replies with the headline numbers and a link to a live, shareable dashboard with categories and settlements.

• balanceGet the current total and a link to the live dashboard

Tip: The dashboard link is shareable — drop it in your group chat so everyone can watch the totals update in real time.