DivvyUp vs Splitwise

Both apps help you split expenses with friends. But which one is right for your group trip? Here's an honest comparison.

DivvyUp

WhatsApp-native expense tracker with AI receipt scanning. Built specifically for group trips.

  • No app download - works via WhatsApp
  • AI scans receipts automatically
  • Built-in couple grouping
  • Flexible share weights for families
  • Trip-focused design
Splitwise

Popular expense-splitting app for roommates, trips, and shared households.

  • Established, widely used
  • Good for ongoing shared expenses
  • Payment integrations
  • Requires app download
  • Manual expense entry

Which Should You Choose?

Choose DivvyUp if...

  • • You're planning a group trip or vacation
  • • You hate making everyone download apps
  • • You want to snap receipts instead of typing
  • • You're traveling as couples or with kids
  • • You want a simple, trip-focused experience

Choose Splitwise if...

  • • You need ongoing roommate expense tracking
  • • Everyone already uses Splitwise
  • • You need payment integrations (Venmo, etc.)
  • • You prefer manual control over expense details

How It Works

1

Create a Pool

Name your trip and pick a currency. You'll get a unique 6-letter code instantly.

No account needed. Just create and share.

Your pool code

ABC123

Bali Trip 2025

AUD
2

Everyone Joins

Share the code with your group. Friends text the code to our WhatsApp bot and they're instantly added to the pool.

No app downloads. No sign ups. Just WhatsApp.

3

Send Receipts

Snap a photo of any receipt, or just type what you paid. Our AI extracts the details automatically.

Works with any currency. Converts everything to your base currency.

4

Settle Up

When you're ready, just ask for the balance. We'll tell you exactly who owes who and how much.

No spreadsheets. No arguments. Just pay up.

Ready to simplify your trip expenses?

Create a pool in seconds. No app to download. No credit card required.

Create a Pool Join with Code